Solid Retirement Planning

Your last day on the job will be here before you know it. Will you have the funds set aside to enjoy your golden years? Regardless of your age, income or profession, William Bevins can get you set up for retirement, on your terms.

“It’s never too early to start planning for retirement. Picture how you want to spend your later years and we’ll put a plan in place to make that vision a reality. Whether you want to travel the world or enjoy a simple life, I recommend investment strategies based on your goals.”

— William Bevins, CTFA

Plan to Retire Happy

Retirement planning is focused on making your assets last so you can make the rest of your life, the best of your life. William Bevins will create a custom retirement plan that’s designed to address your most common retirement concerns.

How much can I earn in retirement?

The amount you earn will depend on your assets, investment portfolio and any social security benefits you might qualify for. We can help you identify—and work towards, your goals so you can live the retirement lifestyle you choose.

Do I have enough to cover expenses?

We work with you to build a comprehensive plan that covers your annual expenses, cost of living adjustments, and factor in your retirement savings and social security. We’ll then revisit the plan annually to adjust for changes that occur along the way.

How do I make sure my wishes are carried out after I’m gone?

Between now and 2026, $1 trillion of wealth will transfer from the baby boomer generation to their children. Whether you leave money to family and/or choose charitable giving, we can work with your estate attorney to organize funds.

Will my money last as long as I need it to?

On average a $1 million retirement nest egg can last 19 years for some. Though saving for retirement is an important step, it’s even more important to have a diversified stock and bond portfolio that provides a continuous source of income.

What about planning for taxes?

With investing, it’s not always about how much you make but rather, how much you keep. Taxes can have a significant impact on your retirement income. We build an investment strategy that helps lessen the tax burden in your retirement years.

Support Through Every Season of your Life

1

While you’re working

Once you have a detailed financial plan in place that’s focused on accumulating assets, you need to create a retirement roadmap. We can ensure assets last well into your later years.

  • Identify your retirement goals
  • Review your retirement savings options
    • Individual Retirement Accounts (IRA)
    • Company Savings Plans (401k)
    • Brokerage Accounts
  • Manage debt and assets
  • Structure an exit plan for your business
  • Organize estate planning and charitable giving

2

When you’re close to retiring

When you’re one year away from entering retirement, we’ll take stock of your plan, funds and the assets you’ve grown. It’s time to get strategic about allocating your wealth.

  • Review your investment portfolio
  • Determine your net worth and projected cash flow
  • Start optimizing your Social Security benefits and pension options
  • Establish how cash flow will support your desired lifestyle
  • Structure tax-efficient investment account distributions
  • Consolidate accounts
  • Plan for taxes

3

Once you’re officially retired

Congratulations! Now that you’re ready to enter this next phase of your life, we’ll work with you to put your retirement plan into action. Maintain the lifestyle you love.

  • Create a budget that meets your needs
  • Continue achieving your goals
  • Manage your portfolio
  • Monitor and re-evaluate as needed

Once your financial plan is in place, you may need our wealth management services. We leverage proprietary investment models and decades of experience to build a custom stock and bond portfolio that puts your plan into action. Our fees are based on the size of your portfolio--not commissions.

Prepare for your future with a solid financial plan that’s built for you.

Book a Free Consultation

It’s time to invest in a financial advisor that works hard for your money. To learn more about how we can help, call 615-469-7348 right now, or fill out the form below.

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25 Years of Sound Financial Advice and Investment Experience for the Nashville Community

“If I’ve learned anything during this time, it’s that real wealth can be achieved with moderate risk-taking over the course of an individual’s lifetime. Setting reasonable goals and working diligently to achieve them year in, year out is the key to success.”

With over 18 years of investing experience, William Bevins serves as a Private Wealth Manager. His goal remains to help individuals and institutions achieve their investment goals while controlling risk. Putting client needs first is how he built his business and reputation. Serving as a Fiduciary with Cypress Capital allows him to stand with those who count the most, his clients.